California foreclosure laws
House foreclosure law in California is quite complex. In CA the property title remains in trust until the loan (mortgage) is paid out. Therefore, the foreclosure process in California does not generally involve court action.
Foreclosure process California | no court action
The foreclosure process in California is generally governed by the Deed of Trust (often called the mortgage).
If the borrower is in default, house foreclosure usually means that a trustee acts as a representative of the lender and uses the 'power of sale clause' of the Deed to effect a sale, usually by auction. Since the court is not involved, this type of foreclosure process is call 'non-judicial'.
Foreclosure process California | court action
In California, lenders can go to court to get a final judgement of foreclosure. This foreclosure process may be used where there is no 'power of sale' clause in the Deed (mortgage). This foreclosure process is called 'judicial'.
California Foreclosure Laws - Articles
In these California Foreclosure Law resources, we provide information on a wide range of House foreclosure subjects:
Entries by Title
Click on an entry title below to view the full text of that entry.
- California Mortgage Foreclosure Laws Get Help From FTC
- California's Foreclosure Process
- California Mortgage Foreclosure Laws – Deed Transfer
- California Mortgage Foreclosure Laws – Postponement of Trustees Sale
- California Mortgage Foreclosure Laws – Trustees Sale (Auction)
- California Mortgage Foreclosure Laws – Notice of Trustees Sale
- California Mortgage Foreclosure Laws – Notice of Default
- California Mortgage Foreclosure Laws – Pre-Notice of Default
- California Mortgage Foreclosure Laws
- California Foreclosure Process
- California Foreclosure Eviction Process
- California Short Sale Law
- California mortgages foreclosure - Private Trustee Sale or Judicial Proceeding?