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Use of this website is conditional upon these terms and conditions. Persons seeking information (hereafter the 'Homeowner') acknowledge that the information contained within the site is general in nature and is not financial advice.

Homeowner acknowledges that (and its owners by association) are providing free assistance to the homeowner, in good faith, to assist homeowners with his/her foreclosure or other financial distress.  This assistance is comprised of free information and referral services to allow the Homeowner to understand his/her options and make informed decisions. may present up to 15 options, with possible variations, to empower the Homeowner with the information he/she needs to facilitate his/her decision making process.  The intent is to assist homeowner in resolving his/her foreclosure or other real estate financing issues favorably.  While the owners of the website strive to provide accurate and complete information, Homeowner understands and agrees that the options presented may not necessarily comprise all possible options available to the homeowner.

Homeowner understands and agrees that it is his/her responsibility to determine how to best resolve his/her financial distress and it is not the responsibility of in any way.  Homeowner understands and agrees that he/she is fully responsible for the option(s) considered or acted upon by Homeowner and agrees to hold harmless for any actions considered, not considered, taken, or not taken by the homeowner.

Homeowner is aware that there are significant reference materials that are made available on the Proper-T-Solutions website, including free materials obtained from the Internet or other independent sources, which may include the subjects of foreclosure, short sales, bankruptcy, credit repair, selling your home, using real estate agents, etc.  Homeowner acknowledges and agrees that this information is general business/real estate information for educational purposes.  The homeowner, in his/her sole discretion, may choose to read, download, and/or act upon this information.  Homeowner acknowledges and agrees that the information contained therein is for educational purposes and are not recommendations made by to address the Homeowner’s particular circumstances.  In the event any of the material is later deemed to be outdated, inappropriate for the homeowner’s particular circumstances, or contain confusing wording or other possible wording errors made by the author, Homeowner agrees that this is not the responsibility of and promises to hold harmless for the information contained therein.  Homeowner also agrees to use caution and take personal responsibility for verifying the appropriateness of the information for their circumstances and any consequences that may arise from the use of these reference materials.

Homeowner understands and agrees that and its representatives: are not realtors and will not list or sell your home for you; are not attorneys and do not provide legal advice; are not an accounting firm and do not providing accounting or tax services; are not a credit counseling agency and do not provide credit counseling services; and are not Foreclosure Consultants as defined by California Business and Professions Code 2945, and do not provide foreclosure consulting services.

Homeowner understands and agrees that provides information and referral services, only, to assist homeowners in foreclosure or other financial distress to better inform them in making decisions affecting the very important decision regarding their options in this matter, including whether to sell their home or not, compared to what else they might do.  Homeowner agrees that or its representatives do not have any legal or fiduciary responsibility to homeowner by virtue of providing this information to the Homeowner.  

Homeowner is advised and acknowledges that is owned by an investment company(ies) with the intention of purchasing real estate.   As the direct result of this, Homeowner acknowledges and agrees that it is his/her responsibility to obtain other information or opinions, as needed, to determine what is the correct course of action for him/her, including whether or not to pursue any of the options presented to him/her, such as selling his/her home to or anyone else.  

If Homeowner believes representatives made a confusing statement in person or on its website, or may have said something that contradicts other information, agrees that it is Homeowner’s responsibility to contact their representative to obtain clarification.  In every event, Homeowner agrees that a verbal statement should be disregarded if it contradicts written statements provided in the website, disclosure statements, or agreements between the parties. 

Homeowner understands and agrees that the information and referral services are provided without any cost or obligation, on the part of the Homeowner.  The Homeowner is advised and acknowledges that he/she is under no obligation to do any business with the owners of by virtue of having received these free services.  These services are not provided for any consideration or in exchange for anything whatsoever.  Likewise, if Homeowner chooses to sell his real estate, any issues regarding the quality of the services provided have no bearing or affect on the real estate transaction, unless intentionally misleads Homeowner on any issue that is material or paramount in his/her decision to sell property to Proper-T Investment Corporation.

In summary, the Homeowner agrees to hold harmless for inadvertent acts and other possible misstatements that are not material and paramount in inducing Homeowner to make a decision to sell his/her home to Proper-T Investment Corporation.